I am 29 years old, divorced twice and a single mother of three children:

Alex 10, Olivia 5, and Nicky 1 1/2.

I am a college student at the New York Instittute of Technology, studying Psychology.

I am also a Freelance Writer and Ghostwriter and have 25 articles to my credit on Ezinearticles.com.

I have Expert Author status and invite you to read my articles on various credit topics on My Profile

Here is my professional bio:

Tamara Rasheed is the founder of Credit Wealth Classes Incorporated: a non-profit organization dedicated to creating a fundamental credit knowledge base nationwide.

Ms. Rasheed's mission for the past 8 years has been to provide solutions to the obstacles - or plateaus - in individuals lives as a Life Coach, Professional Goal Setter and Professional Educator. These plateaus include goals, credit, income and resources.

Better Than Credit Repair: Beating The Bad Credit Plateau with Personal Credit Development is an action based guide that serves as the textbook for the Free Credit Wealth Class - an essential tool for establishing, restoring and upgrading personal credit.

Personal Credit Development has received an endorsement in 2007 from Michigan Works! Livonia Service Center backed by the Michigan Department of Labor.

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Please visit my website at www.FreeCreditClass.org for more information on the development of personal credit and Credit Wealth Classes Incorporated.